LHR sent my husband several letters regarding a credit card account that his ex wife opened when they were married. The account was opened back in 1996. My husband had no knowledge of this account. His ex wife apparently forged his signature on the credit card application. They divorced back in January.
The credit card company, First National Bank of Omaha, started sending him information regarding this account, back in the mid part of 2002. He presented this info to his divorce attorney, and his attorney told him to throw his ex in jail for identity fraud. Of course, he didn't do it, but he did threaten her. He told her she better pay this debt. The account balance was $2,500. (If it were me, I would have thrown the witch in jail).
She was paying the minimum amount due every month until around May.in July of First National Bank of Omaha, sent him notification that the account was in arrears, and they wanted the entire amount paid in full. I picked up the phone, and called First National Bank of Omaha regarding this account. I explained to them that my husband was not responsible for this bill. I also asked them to produce documentation of the original credit card application, along with all transactions, copies of receipts, etc. They could not produce them because they did not have them! So, they turned the account over to LHR, INC.
LHR started calling him on his cell phone. They even called our house. His ex wife gave them this information. I called LHR myself, and told them they are not to call my husbands cell phone, work phone or home phone ever again. Then my husband backed the conversation up with a certified letter (signature required), requesting the original credit card application, and copies of all transactions. They could only produce the last two transactions back in when his ex wife made payments. LHR had the nerve to call my cell phone, a month ago, asking for my husbands ex wife. I lit into them. I gave them her cell phone number, and her husbands cell phone number. They did not call after that, but we got another letter from LHR.
The letter states that "LHR is in receipt of your post dated item for $100.00, and will be presented for payment on 12/17, and to contact a credit counselor at 1-888-845-5995 to discuss the arrangement. Well, I lit into my husband, and he says he didn't make any payments to LHR.
Is it possible LHR can garnish my husbands bank account without proper notification from the courts? His ex wife used to do his taxes prior to our marriage and I am wondering if she gave LHR his bank account information, (which would be on his tax forms to allow the IRS to put his income tax return into his checking account). If she did do this, isn't that considered fraud? She has pulled a lot of crap before that was illegal. We are going to check with his bank to find out if this happened. Or, is this a scam letter LHR sent to him?
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