American Debt Foundation gets richer, Debtors loose everything. Please stay away from these leaches and all other companies claiming to help people with their debt.
My wife and I signed up with ADF in mar 07 as a last resort before claiming bankruptcy. We always considered bankruptcy as something we never wanted to do. ADF told us to stop all payments to creditors immediately. We felt relieved at the time as all of the harassing and lawyer phone calls were to stop. WRONG!
After only six months with ADF, and $1132 lighter, one of our creditors lawyers garnished our checking account. That was dooms day for us as all of our bill money was taken from us, checks were bouncing, automatic withdraws were NSF. ADFs payment was NSF, that, by the way they charged us $30 for.
The bank now has us overdrawn for over $1200. We have now retained a REAL lawyer and are in bankruptcy proceedings.
I contacted ADF immediately and told them to cancel our program and please send me any refund of my escrow. Believe it or not I did receive a check. After fees, and fees for the fees I received a check for $67 Thank you American Debt Federation.
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