I to, like others took out a loan with cash call. (how dumb was i). Last month i did not have the money to cover the payment on the 1st. Cash call went ahead and did the normal withdraw from the bank but it was returned for nsf. They then called me everyday about 20 times. I finally answered the phone and explained why i didnt have the money, the guy was so rude and nosey and started asking me questions on why i didnt have the money. I then got smart with him and asked him if i can borrow the money to make the payment, he didnt like that much. Anyways, the next day after they finally got ahold of me, the decided to try to withdraw from my bank account again. This time the bank did cover the payment but i was overdrawn again. Then after they received the payment, they decided to take another $15 out 2 days later, i told them they cant cause the account was over drawn, they said it was too late, that it was already submitted to the bank. Mind you, i never gave them permission to withdraw from my account 3 times, causing me a $75 overdraft fee. So wat i did was close the account, opened it elsewhere and its funny, cause they still try to take the payment out of my old bank, but cant cause its closed. So since they messed up my life, im messing theres up. I send the payment when im ready, and after i have my way with them on the phone. They really dont like when you take control. I think it scares them. They hang up on me now. The practice that they are doing is totally illegal, i have recorded there calls, and i feel bad for the collection agents that call us and are so rude, because, beleive it or not, if the company goes down, so do they. Also they should be more happy about there job, if everybody made there payments on time, when they are due, the wouldnt have a job. And big deal, there making around $14 an hour plus bonus. Id be careful if i were them, (there could be a private investigator working in there collections department to see how they practice there business and how many laws are being broke) hint hint. Watch out cash call. Oh and thanks for the money that is soon to be free to me..
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