Lowermybills.com boasts being endorsed by the Oprah Winfrey Show. They advertise being able to calculate your monthly mortgage payment without a credit check or SSN. Once you enter the site you have to enter ALL your information including: home address, income, phone numbers, and SSN. Then once all your information has been collected you are then able to calculate your payments.
But unbeknowst to you your info has already been sold and lenders begin calling and emailing you. Your credit has been pulled, negatively affecting your score. This company lies to the general public in order to collect your info and sell it to lenders! I strongly encourage people to stay far away from this company and others like it!
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