This site offers privacy when asking for your info to provide a mortgage rate for your home. Page after page of entry enticed by promise of rate. Final page does NOT provide rate but a listing of lenders/loan brokers to whom it has just sent all your information to. Before you can blink your phone is ringing off the hook and your email is filled with loan 'sharks' who have paid a fee for the 'lead'. Although they may not submit a credit report inquiry legally, many do so without your permission. You cannot determine exactly which ones since they use a third party like 'Credco' or 'Funding Suite'. Not only was this horrid to deal with the constant calls and emails for at least a week plus mail, but it resulted in a credit score drop of 18 points due to "too many inquiries last 12 months". With no other financial changes, my credit score will not recover for a year. BEWARE! Even if the site you go to does not identify itself as Lowermybills, it is often in the fine print. Do not make the same mistake I did.
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