I posted a similiar statement to what Wells Fargo has done to my husband and I. I can not Believe the horrific things this BS company has done to "INNOCENT" people. I can't sleep at night knowing that there is someone else going through this NIGHTMARE and will continue to happen unless WE TAKE A STAND... United we stand and in "god" we trust... Not Wells Fargo Home "RIPOFF" Mortgage. Most of the things we speak of is the same. Some I have left out inorder to shorten reading. But the rudeness from wells fargo is the same. The Harrassment is the same. Their inconsistancy is the same. They lost papers of ours in the Faxes as well.in my cases they received pages directley in front of and behind the "CLAIMED MISSING" forms. We to got denied modification at first with them saying "You are in the "RED" and can not afford to keep your home." Who are they to say?
We still barely have our home, not without "STRUGGLES" to keep it, but WE HAVE IT... This is 2years later. Most people have NOT been so lucky. As they have actually lost their "HOME."
We were BLESSED by "GOD" with a PRO-BONO Attorney both times WFHM has done these things to us. My last complaint was as follows...
My husband and I had missed two payments with some months inbetween accepted by WFHM. We missed these payments with WFHM having knowledge of it. One payment was in April 05 for me to go from Spfd. Mo. To Cox Ferry Circl, SC not for vacation either, this was to go to a 7yr old cousins funeral. Savannah Catherine Carroll. The other was for Christmas for our 4children in 05 as well. We finally sent a reg. Payment along with a payment for one months missed to them in Jan? 06, they sent it back and started foreclosure proceedings. They were now saying we were 5 months behind by the time WFHM, my husband and I came to forebearance repayment agreement. We sent them the first BIG payment (which happened to actually be less then the combined two they sent back to us.) Which followed by 16 monthy payments of $829.51 each. These payments were about $200.00 additional to our "original" payment amount. They were suppose to get the back caught up and pay their attn. Fees. This plan began in March of 06
You would think all is going to be O.K. After finding out you have COPD (a terminal breathing illness), PTS syndrom, and nerve condition you get word from WFHM their foreclosing on you in Oct. 06 and went on untill Dec. 06 WHY? No real explanation except that we are 5 months behind. I proove to them we are in a repayment plan with some luck. After a call in Dec. 06 made by WFHM to me, that left me completely paniced and nervous. Feeling as though I could die from the anxiety alone, I end up getting an attn. Who gets them to back off. They admitt their mistake and leave us alone writing off $329.51 of one payment because they had cashed extra $500.00. When I asked what if they try to get us for the $329.51 the lady higher up (I will leave her nameless for now) told me to refer any calls to her. I must let you know these people were very horible mannered and rude. They treated me as though I was nobody. The anxiety I feel as I write is tremendous. I just can't believe how CRUEL and ILL mannered they were. No regards to anything you are saying and uneducated in their line of duty. It seemed to me as though I was the one WHO KNEW HOW to do their jobs.
Good all is settled right!!! Wrong! We sent in our 16th and final payment of the repayment plan July. On July 13 the same day they posted our payment rcvd. They began forclosure for the 2nd time at "NO FAULT" of our own. We hear from them by phone to tell us we are in forclosure for "non-payment" the same day the $829.51payment came out of my checking account. We got the same attn. To help us on the matter, but because time is cruecial and the sale was set for Aug. 22 all we could do to "make sure our home" isn't sold out from underneath us, is file bankruptcy. So we did. Here we are still in our home for the time being. I know it's only a matter of time before they "strike again."
We will be safe from their harm for 3yrs. As all house payments go through the court now. Try and tell the court we didn't pay. I am looking to start a class action with an attn. And am doing my best to get names of people that this non-since has happened to. I am and will always be a nervous wreck now. You can not reverse the anxiety and nerve damage that has been done to me. Not to mention the 2 wrecks I had due to the mental anguish and stress they have caused. I am willing to do "whatever it takes" to get my story told. The harrassment and mental anquish they have caused and will cause in the future, has to be stopped. This is neither Moraly or legaly right.
We admitted we were wrong and paid back our dues. Now its time for wells fargo home mortgage and well fargo bank n a address: all over phone: all of them
to pay up and quit hurting innocent, all ready struggling people, alone. We should never have to deal with those IDIOTS again. Checkout usacomplaints.com
put in search bar Wells Fargo Home Mortgage Then read away at the horriable things they have done to people.
Mine is posted
JENNIFER
Springfield, Missouri
U.S.A.
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