On June 4th Mr. Peter Lawton contacted me via email letting me know that they received my loan request application and have found a private lender that is willing to lend me my requested amount of $10,000 Due to the fact that my credit was bad, Mr Lawton informed me that in order for me to get the loan the lender had taken out an insurane policy and I had to provide a fee as collateral ($850.00). On June 7th, Mr. Lawton emailed me again confirming the lender and the terms of the loan.
On June 8th I received a fax from Mr. Lawton which included a Congratulatory letter as well as the promissory note, which I signed and faxed back to Mr. Lawton on June 14th, along with two signed reference letters, copies of last two pay stubs and copies of 2005 and 2006 W-2's. From that point on I had trouble reaching Mr. Lawton. When I finally did reach him he emailed me again on June 15th letting me know when I should send the collateral money. He informed me that i needed to send it via Western Union to Canada. He said it was Canada because and I quote this from his email "Due to the rapid emergence of the new global economy and the constant pressure to maintain a competitive edge, some of our services such as accounts receiveables have been relocated to our canadian office mainly because of the tax loophole it provides for our company. The payment must be sent via Western Union". He gave me the contact name on who I should send it to. When I was sending the money via Western Union to the name that was given to me, Western Union informed me that the person was listed as an unacceptable recipient. I informed Mr. Lawton, his co-worker Mr. David Clarke assisted me with this and said that he would check to see what the problem was. When he called me back he gave me another name to send the money. I asked Mr. Clarke to send me in writing a letter regarding the mishap. On June 26th, he faxed me a letter.
On July 5th, I received via fax a congratulatory letter sayd that my loan amount was aproved. It will take 2-7 business days to obtain the funds or 48-72 hours to get deposited in my bank account. Also on July 5th David informed me that the lender checked my credit score again and it changed again therefore I needed to provide more moeny as collateral ($600.00) Which I also sent via Western Union.
Since that day, I have no received my loan. I have called NUMEROUS TIMES but no one picks up the phone. I had my boyfriend call last week and on the first ring, Mr. Edward Smith picked up the phone and was talking to my boyfriend about their services. Since I was on the phone as well, I spoke up and asked Mr. Smith to have Mr. Clarke give ma a call immediately as I have not received my funds. I have yet to hear from Mr. Clarke or received my funds. OAL - Orange, New Jersey
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