I applied for this card... The interest rates were high. It seemed that I was never paying on the principal... Now today is Sunday, July 15 and at approximately 9:00 PM, I was just called from First Premier Bank... Don't these people ever observe a day of rest, namely Sunday... And... My called ID listed them as "UNKNOWN CALLER" so, you don't know who is calling until you say "Hello" I hope this helps future applicants in my situation from being trapped by this "So Called GOLD CARD"
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