I am a self employed business owner and obtained a major medical policy from Assurant Health for me and my family. After paying premiums close to $400.00 a month I never received any perks that were explained to me when I obtained this policy. I was informed that our doctor visit would have a $15.00 co-pay. We have to pay the entire amount of the visits and still have a remaining family deductible of almost $6,000.00. I do not see the point in having insurance if the policy pays for nothing!!! The only benefit of this policy was that some providers did offer a minor discount on office visits or procedures. We even had to use Lab One for a labs and I didn't see any major savings or discounts for our labs.
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