I will pay anyone $500.00 cash! If they can figure out why i was charged a $70 overdraft fee by wachovia bank. I added the facts and account summary below, which includes what their customer service told me. This offer is not a joke. It's real, and i am confirming to be legally bound by its terms within any court of law within the united states to anyone who can give me the correct answer.
A lot of people are wonder whether Wachovia is really a crooked bank or not. They wonder if the account holders are the ones not keeping track of their balances, and Wachovia even blames them for the overdraft fees. I'm going to put my money where my mouth is and show you my account summary that you make you see how crooked Wachovia bank is.
Wachovia charged me $70 overdraft fee when I have over $5,000 in my account. Their customer service tried to tell me that it was due to charges made on June 15 and 16th. They tried to say that I didn't have enough money in the account and the the $4,986 didn't clear yet. However, not only did I have other money in that account to cover the charges; but they actually put those amounts on HOLD.
Now you try and figure it out. My suggestion is NEVER, EVER use a Wachovia Debit/check card. These guys are fraudsters. I suggest you open a bank account at Bank of America. If you don't have good credit to obtain a credit card, Bank of America will give you a SECURED credit card. You will not be charged overdraft fees.
Account Summary with Wachovia's $70.00 overdraft fee:
DATE TRANSACTION charge balance
06/18 other unavailable funds fee $70.00 $5,116.73
06/18 purchase purchase ctu - online 06/15 $0.50 $5,186.73
06/18 purchase purchase fedex shp 06/12/07 06/15 $18.67 $5,187.23
06/18 purchase purchase fedex shp 06/12/07 06/15 $18.67 $5,205.90
06/18 purchase purchase lnr*lunarpages web 06/16 $30.95 $5,224.57
06/18 purchase purchase paypal *ryanrtu 06/16 $31.39 $5,255.52
06/18 atm withdrawal sovereign bank 06/16 $42.00 $5,286.91
06/18 purchase purchase sprint pcs-996-sp 06/14 $62.10 $5,328.91
06/18 purchase purchase paypal *silver1019 06/16 $71.00 $5,391.01
06/18 atm withdrawal td banknorth ct 06/17 $102.00 $5,462.01
06/18 atm withdrawal bank of america 06/16 $142.00 $5,564.01
06/18 purchase purchase ctu - online 06/15 $159.42 $5,706.01
06/18 purchase purchase paypal*kellyweave 06/16 $550.21 $5,865.43
06/15 purchase purchase paypal *movielink 06/14 $17.87 $6,415.64
06/15 purchase purchase sublet.com 06/14 $29.95 $6,433.51
06/15 purchase purchase law school adm 06/14 $32.00 $6,463.46
06/15 purchase purchase sublet.com 06/14 $35.00 $6,495.46
06/15 purchase purchase biz direct 06/14 $90.00 $6,530.46
06/15 atm withdrawal chase 06/14 $101.50 $6,620.46
06/15 purchase purchase law school adm 06/14 $123.00 $6,721.96
06/15 atm withdrawal chase 06/14 $201.50 $6,844.96
06/15 atm withdrawalcommerce bank n 06/14 $402.00 $7,046.46
06/15 deposit counter dep $4,986.00 $7,448.46
06/14 purchase purchase vinnie's pizzeria 06/13 $16.50 $2,462.46
06/14 purchase purchase fedex shp 06/08/07 06/13 $21.62 $2,478.96
06/14 atm withdrawal jersey city 06/14 $40.00 $2,500.58
06/14 check view check $4,010.00 $2,540.58
06/13 purchase purchase chinatown kitchen 06/12 $12.47 $6,550.58
06/13 atm withdrawal angel food corp 06/13 $21.50 $6,563.05
06/13 purchase purchase melb it domainname 06/13 $35.00 $6,584.55
06/13 other counter wth
$250.00 $6,619.55
06/13 Deposit TRANSFER FROM 3000057593240
$637.24 $6,869.55
06/12 Purchase PURCHASE PAPAJOHNS#3170.com 06/11 $22.70 $6,232.31
06/12 Deposit COUNTER DEP
$6,100.00 $6,255.01
David
New York, New York
U.S.A.
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