"Predatory Lending and Rudeness" now have a new name: APPLIED CARD BANK. Beware of this so called "Bank". This company will charge you fees on top of fees, thus forcing you to go over your credit limit.
There is a monthly $10.95 for account maintenance, $6.95 for online payment, $32.00 for overlimit, $29.00 to $32.00 for late payment. To add insult to injury these fees will generate the same fees over and over again, like a domino effect. The funny thing is that Citibank, Bank of America and Chase Bank were all in front of Congress not too long ago for the very same thing, stiffing customers with fees. The presidents for these banks all looked like harmless creatures while they were all being grilled by Congressmen for their illegal credit practices. APPLIED CARD BANK does not seemed worried about their unfair and illegal banking practices, in fact their personnel is trained to be rude and challenging with customers. APPLIED CARD BANK hide in the shadows of bigger banks, there in the dark they mastermind how they will screw Americans because they know that the US government will go after the big banks, not the little ones like them. Ah, did I mentioned that even if you cancel your card the above fees will continue. These practices must stop, and unless Congress once and for all do something to stop these crooks we will be doomed. I am taking my case up to a higher level... Please beware, do not go with this institution, you will regret it. Take this advice from a former customer of "PREDATORY LENDING AND RUDENESS".
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