I signed up with "KnockOutDebt.com" as a debt settlement co. They went over my info and wanted to get me "locked in" at the balances I owed then. Now I owe 3K more to one co because of interest and fees. Once I was in this it turned into DebtXS in Texas. Knockoutdebt was listed in Colorado.
I was told not to pay, not to talk to creditors that it was part of the process. To tell them I was considering settlement or working with a settlement co would only slow down the process or "make the creditors" mad.
Now I am on the brink of a lawsuit with bankruptcy my best option, and they have (DebtXS) have $1800 of my hard earned money that could have gone to the filing and I would have been DONE by now. When I contacted DebtXS to inform them of my situation and that I was leaving the program, they let me out or so they said, but when I mentioned refunds, they said there was a "review" process in accounting that could take up to 30 days after which I would get "a Letter". You see, they are not sure yet I am eligible for a refund.
I am getting a refund alright. All of it. I have already filed a complaint with the Texas District Attorney and I will do what it takes because its my money and they essentially STOLE it for me because NO WAY have they done $1800 worth of work for me since Oct. 2006. I am getting a refund and hopefully more so when they are sued!
I would advise NO ONE to sign up for this company.in addition, they will let you talk to a lawyer in your area for legal advice for a fee of $35. Guess what? I got a FREE consultation with a lawyer in my area, thank you very much. That I set up myself.
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