REcieved numerous letters and telephone calls from my mortage co asking me to refinance. I finally contacte Homecomings financial to refinance my house, since my interest rate is at 13%. I figured I was in good standing with this finance company, since I have been with them over 3 years.
These finace companies would rather see a person lose their house than help them get a decent rate on your mortage. I believe these companies are out to ruin the working class of America. Something needs to be done to these companies.
They give the adjustable rate mortages out light hotcakes and then people are out their down payments, any equity in their property, and any hopes to have a piece of the American dream.
They told me they would have to pull a credit report when they had all the information in front of them, they said my credit score was not high enough and they couldn't help me at this time. I dont have a clue why I got my loan 3 years ago with no problem and now there is one.
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