Our home mortgage was through Option One in California. We were not late on any payment with their company. One day we received a call from Option One advising our mortgage had been purchased by another mortgage company and to stop our automatic payment arrangements with them. They also stated that the new mortgage holders would contact us with new information on where to send payments, payment book and contact information. YEAH RIGHT!!!
After 5 months of trying to find out who purchased our mortgage we received a notice in the mail for foreclosure from OCWEN. How could this be? As mortgage business I would assume that they would call, write or even email us with the information as soon as they purchased our mortgage but NOOO they needed to make some money off us some how other than the interest.
We were being held accountable now for NO fault of our own. There was no way I was going to even play their games. We decided due to other circumstances to sell our home. So we did in OCT with a local escrow company. The funds were paid in full to Ocwen and now on our credit report it states Paid/Closed/Forclosured..
Tell me something. If this company made no effort to contact me with the information I needed to stay in good standing with a home loan in the $400,000 range why should I sit here and let them ruin my credit with this lie. I am in the process of disputing this with the credit reporting agencies. But it looks like it's going to take some of my time, which I would LOVE to charge Ocwen for.
As for another issue they still have not provided us with the proper mortgage tax information we need to file for our income tax returns. The plot thickens!!
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