I had an auto insurance policy with Bob Babigan Insurance company of 5900 100th S.W., Lakewood, Washington.
When I began this policy I was told provided I recieved no tickets or accidents within a years time I would qualify for lower premiums. Fair enough.
On the 11th month of the policy I was sent a 3x5 mailing card from the wife of Bob Babigan who works in the office.
It stated on the card that the policy was set to expire soon and that for $100.00 she could "reveiw the policy and find the lowest rate".
There were no accidents or tickets within that year.
I paid the $100.00. (Like a fool).
(Come to think of it I have never heard of an insurance company doing this).
When the new policy was drawn up the insurance premiums were now $50.00 HIGHER each month than before not to mention that I paid $100.00 for these higher premiums.
The agreement was that if there were no tickets and no accidents the premiums after one year would be lower, i.E. "good driver discount"
I dropped that policy immediatly when I found this out that I would be paying even more for being a "good driver".
There was one month left on the policy.
I told them to cancel immediately.
They didnt.
They billed me for that month then turned around and submitted that to a collection agency where I was hounded by bill collectors for that one month of non payment of which they said "you were covered".
I seriously doubt that statement.
Should I have got in a wreck on that 11th. Month they would turn around and say, "you werent covered"
This is a total fraud and coersive tactic to force people out of money.
This is shitty business practice and I will say this.
Did you think I would stick around after pulling this stunt? You lost a long term customer, you did it to yourselves.
Never again will I use Farmers Insurance and I will tell everyone I know the same, especially Babigans of Lakewood, Wash.
There is nothing that spreads faster than a bad word of mouth about a business."
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