Complaint / review / scam report
Commerce Bank
Unavailable resources charge!

Complaint / review text:
I've been fighting using the lender for that previous 2 times to no avail. I tested my stability and there was an unavailable resources charge billed to my consideration, however the capture is the fact that there were lots of resources inside. I visited the financial institution on the Sunday and transferred a check and money together as money and was informed the cash could be obtainable in my bill immediately. I, then determined that Saturday that I'd cost my wedding gown because I'd simply created the deposit. Anything was good till I went into function and examined my balance on Friday. I observed the unavailable resources charge of $35 and named the financial institution since I understand the resources were accessible otherwise I'dnot have created the costs. I talked with customer support, who stated that I had a need to consult with my department. I had been used in the department wherever I popped the account and was left on-hold for roughly 5 minutes so when I ultimately was talking with somebody, I told them I'd a problem about my bill. The individual then sighed and virtually made me feel just like a since she'd to check out my consideration to assist me. She subsequently explained the cost for my wedding gown was for a lot more than I'd within the consideration so when I informed her that the deposit was created, she stated that something accomplished after 3pm breaks the following business-day and that I informed her that I made the deposit at 1pm and he or she began to strutter and inform me that it had been really something accomplished on after Friday at 6pm wouldn't appear in my own bill until Friday. Then I informed her the costs and remains must have proven up in the same period and might have evened anything out and he or she stated it didn't function this way since debits were obtained before breaks. I mentioned good, think about my deposit of money and he or she stated that I just transferred a check. I informed her that there is a check, but I likewise transferred money, and also the cash might have coated my costs made on Sunday. She subsequently stated "nicely, I actually donot have occasion to return and forth and claim along with you". I mentioned good, I'd prefer to consult with a boss and he or she stated they'd an associate supervisor and that I okay. She stated the associate supervisor was unavailable, and so I requested when might they be accessible. She subsequently proceeded to simply replicate they were unavailable so when I requested to get a supervisor was informed there is no supervisor on. I subsequently requested to talk to somebody above her and he or she stated "Is there other things I will do for you personally? Thanks" and finished the discussion. I had been extremely annoyed since the lender billed me $35 for no cause. I subsequently published an email towards the lender and got an answer of the internet cost I created on Mon (once the total quantity of the deposit must have removed), was the unavailable resources that I had been billed for. I had been informed from the lady about the telephone the resources were "there", however they were not actually there", which created simply no feeling. They subsequently stated that they can't credit my consideration simply because they've previously completed a "courtesy credit" when, but that occasion was also a mistake about the lender. I don't believe that it is a "courtesy" when it's not your error, however the lenderis. The email created back again to me likewise didn't recognize the truth that I requested to get a boss often and was refused. The support I obtained was rude and that I wasn't conscious the lender might with-hold money from you for 2 times since you choose to deposit it and never make it around along with you. Easily had recognized these were likely to maintain my cash from me, I'd have simply banked the check and obtained all the money and purchased my wedding gown with that in the place of going right through this frustration for my cash back. I understand it's just $35, however it is my $35 that will help spend my expenses or perhaps a little price of my wedding. What infuriates me much more is the fact that they declare to be always a pleasant customer-oriented lender, then why was I handled thus rudely and returned around a lot of occasions?!?


Contact information:
Author: Contact with Author

Offender: Commerce Bank

Country: USA   State: All USA

Category: Business & Finance


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