Hello all. I recently pulled my credit report because I could not get approved for credit and I could not figure out why. I had an account with Fingerhut back in 1994, I did not pay them because the stuff was returned to them (they sent it twice and I paid for it once)
Well it shows on there that it was opened in 03 closed in 08 not true, remarks: account closed by credit grantor. Then it shows it was reported by Jefferson Capital aka compucre date opened n/a date reported 09, actual payment amount $0. Charge off amount $0. And it is reported a third time at island national group, no date opened but date updated 01
Can you please shed some light on this, how can I own 3 different creditors the same amount when it was returned and they don't even have the day that I actually ordered the stuff right. Any information you give is greatly appreciated!
Thank you
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