Capital One has charged two people in our household with bills we know nothing about. They hired lawyers to harass us, and we've even been served by Superior Court to answer to the charges. Upon contacting one attorney (the other is - so far - somewhat decent), I was advised to pay up the $20,000 within 30 days or hire a lawyer to try and settle for a lesser amount. It doesn't help to complain to the Credit Bureau because all they do is ask Capital One if it is legitimate... Of course, they reply "YES." No one has been able to justify these charges to me, only insist they are owed... Can someone help?
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