On 10/30/06 @ 2:30 pm Eastern Standard Time, I recieved a call from a lady by the name of Ms. Jackson - National Processing for Cash N Minutes. Ms. Jackson stated that I had until 3:30pm to western union 447.71 or I would be charged for Theft by Desception.
I have been dealing with cash n minutes for over 5 months now. I sent them a email on 9/30/06 to inform them that I was changing bank accounts due to losing my checkbook. I never heard from them. I sent several emails. I tried to call the 800# that I had and I recieved a voicemail stating that all reps are busy at this time, leave your name and number and a rep would get back in touch with me.
After making several attempts I gave up in hopes that I would get a letter or something to respond to. I continously checked my email for any communication from cashnminutes.
After recieving the call today (10/30/06) I contacted several people in regards to the legality of this company taking out felony charges on me. Each person I spoke with stated that all collections and attorney's must send a letter to allow the consumer to either pay in full or be able to desbute the charges.
I filed a complaint with the federal trade commission and I'm also filing a report with the following: Payday loans are illegal in Georgia, including those made over the internet. I'm contacting my local county district attorney or solicitor, and notify the Industrial Loan Commissioner at 2 Martin Luther King, Jr. Drive, West Tower 7th Floor, Atlanta Georgia 30334.
Once I finally was able to get online this evening (10/30/06) I tried to look up the information on the National Processing Company representing cashnminutes. I completed a reverse phone number check and it came back to a private residence in Jacksonville, Florida.
I will be contacting the District Attorney and Industrial Loan Commissioner tomorrow. Supplying all the information that I have obtained.
Please let me know if you have had any dealings with this company. I'm serious about getting these people to follow the same principles as other loan company practices.
Can they really file a warrant for my arrest?
Sincerely
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