When closing on the sell of my condo, the title company I was working with wired the payoff amount to SunTrust on the 30th of March, as to be sure that it arrived on the 31st so I did not have to make that months payment. SunTrust did indeed receive the money on the 31st but logged it into their system as being received on April 1st, thus making me delinquent on my mortgage payment and ruining my credit. When I tried to talk to someone about it I got the run-around and then they said they had already reported me to the credit bureaus and could not reverse it, that I would have to go through them to get it taken off.
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