I applyed for a credit card online on, since it is faster then mail. I read the terms and conditions and was aware of the monthly fees of $3. Well as time passed by I received the credit card with a $250 credit line and $178 worth of initial fees, which left him with $72 to spend. According to them there is a $60 fee as soon as you receive the credit card because of the option they provide to you stating that you will receive a credit increase later in the future. This is ridiculous! I called them as soon as I received my card and they told me there was nothing they could do and that I might as well jused what I had in my card because the fees could not be taken away. I was so dissappointed and gave up.
I ended up using my card. After using my card a friend told me I shouldn't give up and to call again. The second time I called they told me that if I hadn't used my card just a few minutes earlier they could have cancelled the card and the fees because I have 30 days to reject their offer. Of, course there was nothing I could do now because I had already used it and the person I spoke to the first time neglectied to tell me this important rule.
Maribel
phoenix, Arizona
U.S.A.
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