This place is unbelievable! I unfortunately needed $300 quickly in order to get back to work. I thought this option would help me to get out of my bind. The website said it would cost me $90 and the funds would automatically be deducted from my bank account. I thought $90 was a little excessive, but I needed funds in a crunch. I figured after I paid the $390, I was done. I dealt with another company before and that's exactly what they did. Not Ameriloan!
The long and short of it, after $565 was deducted from my account, I called these rude people to find out why they were still taking money from my account. The balance of the loan and excessive interest was paid. Of the $565 paid, I was told only $100 was applied to the principal. Which still left me with a $200 balance. How is that possible?"you were supposed to call us and tell us you wanted your balance paid in full. Until then we just keep collecting interest" I guess it was naive of me to think the money they were collecting was paying off my balance. I could go on and on.
Bottom line, I paid $765 for a $300 loan, which I only needed for a week. My advice, only used the service if your life absolutely depended upon the funds needed. Even then, try to find another option. I also read their customer testimonials. Based upon my experience and the rude behavior from their customer service rep, I find those testimonials to be unconvincing. I thought was demeanor was pleasant. All I had asked was, why were funds still being deducted from my account? She gave me an explanation which I didn't understand. So I asked if she couild explain further. Her response: "I guess you weren't listening the first time I said it!" Me: Excuse me? Her: "I said...! I I thought, What the hell? I'm paying these folks 255% on a $300 loan and I'm getting attitude? Again my advice stay away from these folks.
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