I have had a Chase credit card for over a year now. The intro was 0% fin for a year and thereafter 7.9 FIXED. After paying every month on time plus a little more, I was rewarded with a credit increase on my card and ALSO a finance increase of 22.24! Now I only owe them $3,000.00. When I inquired about this they said that because I owe 16,000.00 in debt total and my income is 36,000.00! What a great way to reward people who pay on time! As you might have guessed I closed this account that day and I'm now in the process of transferring this loan to another bank today!
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