About 5 years ago, we signed a contract to purchase a double wide mobile home from conseco finance. Everything was fine, and than greentree finance took over. I started receiving harrassing phone calls of every phone number when i was a few weeks late on my payment. Sometimes up to 30-40 calls per days. They were calling my father, and telling him that they were foreclosing on our home, and discussed our loan with my family which is against the law.
No matter what we paid, we were never caught up, as it appears that once you are behind, they add so many fraudulent charges to your account, and the funny thing is that you never can talk to greentree. Your call is routed to a collection agency that says they are greentree. They have put me through hell for so long.
Last june i was told that i owed 2 payments, one for may about 587.00 and june 587.00, so i post dated two checks. The first check didn't go through, so i immediately sent a money gram for 590.00. Shortly after the second check was returned and i did another money gram for 790.00 which was approximately 200.00 over the amount to bring the account up to date.
So in july i thought i owed 300.00 or so, but i was told that i owed 1200.00??? Or they were going to foreclose. I somehow got the money together and money gram that amount. So i thought everything was fine. Wrong. I found out that they have been holding the 790.00 money gram and now holding the 1200.00 money gram, and i just received papers that they filed in court for foreclosure.
These people are criminals that need to be locked up. They send me a letter a long time after i made these payments so that i would agree to pay 780.00? More for august payment, and also 1,000.00 for attorneys fees. I have asked for a history statement, but funny thing is, i never get it. I don't know what to do anymore. I paid everything they ask for, but they are holding it, so my account look delinquent.
I have heard of crooks, but never like this. I have no money for attorneys, so i don't know what to do. I really and truly don't believe that greentree or conseco is a real company anymore. I had asked that my account be set up on a monthly draft, and they never responded, except with this law suit.
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