I am writing for help, I'm really not sure what to do. My husband and I received a call from Richard Hooks from the Lowery Law Offices looking for my sister. I passed the information to her and then we talked later. She was hysterical.
She had an MNBA credit card that she quit paying on for whatever stupid reason and now it was charged off of her account and sold to Collect America. Mr. Hooks told her that the total on her card was about $7,200 but she needed to pay $6,000 in an hour and a half or it was being turned over to the lawyers. When asked what would happen if the lawyers took it over, he couldn't tell her.
I agreed to pay off her debt for her so I spoke with Mr. Hooks and his supervisor. I offered to pay it off for $3,500 but they didn't accept that offer. They offered to settle the debt for $5,000. My question is: I have seen lots of complaints against this company on the internet, but nowhere does it give suggestions to pay these types of debts without getting screwed over.
Can anyone give me any insight? I am calling my lawyer tomorrow to get some help, but anyother help would be great.
Thanks,
Holly
I also find it interesting that Mr. Philip Scott Lowery is not a member of the Colorado Bar Association.
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