Victor Tuaty had an investment house listed for sale and I made an offer. After I applied for a mortgage I was denied and asked to cancel the contract and get my deposit back. Under Florida law you can cancel and get your money back if you do not get financing. Victor said he would not give me my money back and had his son David call me. David is a mortgage broker and said I had to use him to get a mortgage or I would lose my deposit.
I was forced to take 2 mortgages, one at 10% interest and the other at 11.7%. David put 100% financing on the house even though I already gave them a 10% deposit. I am also stuck with a ridiculous prepayment penalty even though he knew I bought the house to sell it in less than a year. He took FOUR MONTHS to get the mortgage (I submitted the offer in August and closed on the house in December). Every time I called there was something else wrong.
In the end David called me ON THE DAY of the closing and said I needed to close right away. The title agent's office was an hour and a half from where I lived! I could not even do a walkthrough of the house because he did not give me time. Then I found out Victor or his assistant FORGED MY SIGNATURE on the seller's disclosure! The seller also had his signature forged on the contract!
There were a lot of things that were not done to the house that the seller was supposed to. Especially evicting the tenant... I had to evict her myself after she stopped paying the rent for 2 months and spent $400, not to mention the lost rent. The seller said he wasn't told by the real estate agent to evict the tenant. I would not have closed on the house if I knew she was still living there!
I am stuck with a house that I can't even sell because David sent his own appraiser and had the house appraised for way more than it was worth.
DO NOT GO NEAR THESE PEOPLE. THEY ARE ALL SCAM ARTISTS!!! They do not care about anything except to make a quick dollar. They would rip off their own mother!!!
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