We fell a month behind with Saxon Mortgage.in order not to fall any further behind we submitted monthly payments and late charges for each month thereafter until we could afford to pay the late payment. We knew we were a month behind and by paying the late fees we felt that we should not be falling anymore behind. Boy were we wrong!
After months of trying to catch up the one month payment we finally got to a position to pay all the stated arrearages even though they were up to almost $3,000 at this point (my payment is $735.01) We paid all late charges and other late charges that they had stated we owed. We sent them a check in the amount for which they stated in their own correspondece that would "bring the account current". A month or so later we get back the check stating it was not enough.
We get a flyer in the mail from a local realtor that stated our home was up for sheriff's sale on a date in the definitely not to distant future. We had to file for bankruptcy in order just to be able to take it all in. Through it all we found out that our original mortgage was forged. So not only is Saxon Mortgage proved to be a pariah, so was the original loan company.
We have a wonderful attorney and he is going after these companies. We didn't deserve this. This has to stop.
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