I'll try to make too long of a story short!
I opened an account to prevent internet fraud. I was trying to prevent the hastle of disputing credit card charges.
I asked and was TOLD lie one, that if the money is not in the account don't pay it. That before I make a debit card purchase I'll make sure I deposit the money. Wachovia Agreed.
I owed a total of $22 (two debits) Had $30 in the account.
Two unauthorized charges came in for a total of $100 Wachovia paid them and charged me $62.
The two authorized charges totaling $22 came in. Wachovia paid them and charged me $62.
This happened near the end of the month. Before I was notified via postal mail that this all happened a new month began and Wachovia charged me again $31, $31, $31 and $31.
I notified the two unauthorized charges totaling $100 and they promptly gave back the $100.
I went to Wachovia screaming that they did not do as we agreed. To not pay if the money was not in the account.
Another unauthorized came in for $60 something. Wachovia paid them and charged me $31.
I asked to cloe the account and they would not close until I paid all their corrupt fees.
A year later I moved to Florida. Could not open a Bank Account because Wachovia said i owed $300!
I paid Wachovia yet they failed to and still have not removed me from Chex Systems so I still can not open a Bank Account.
They make the policies and are the judge, jury and executioner. They can steal your money and do whatever they want without due process!
It's extortion!
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