Saxon Mortgage Services bought my loan from Wells Fargo bank, who bought my loan from First Franklin Direct. Saxon Mortgage services has prematurely put my loan into foreclosure status on two separate occasions. Upon doing so, they added thousands of dollars to my loan, which I am expected to pay or suffer default status. They have irreparably damaged my credit rating so that I can not secure refinancing.
As a result of Saxon Mortgages unscrupulous business tactics, I now owe more on my home than I originally paid for it. They are forcing me into either bankruptcy or loss of my home, because they have refused to accept my mortgage payments since September and have charged me such exorbitant erroneous fees in addition to what I legitimately owe them, making it impossible for me to repay them. Regardless of the number of times that I have tried to work out a repayment plan with them over the past few months, and the fact that I have ample income to cover my mortgage payments, they refuse to come to any repayment agreement with me and have asked me for a deed in lieu of sale. Their rude, condescending, and contemptuous employees call my cell phone up to 3 times daily regardless of the fact that I have requested that they do not do so. They have successfully managed to psychologically torment me for months, causing a great deal of stress that has disrupted my entire life.
I cannot afford an attorney, and I refuse to be forced into filing bankruptcy. I am currently being forced to sell my home at a ridiculously reduced sale price to expedite a sale in an effort to avoid foreclosure. I have no where to move to and will not net a penny from the sale of my home.
I have already filed a complaint against Saxon with the BBB and with the State of Ohio, neither of whom were able to assist or intervene. I was glad to find your website, because I am positive that if they are doing this to me, they are undoubtedly doing the same thing to hundreds of other people. If its the last thing I do in this life, it will be to attempt to ensure that this predatory lender is permanently shut down.
0 comments