I came across this on the Attorney Generals Website for Florida...
Tip-offs to Rip-offs
Steer clear of companies that:
1. Guarantee they can remove your unsecured debt.
2. Promise that unsecured debts can be paid off with pennies on the dollar.
3. Claim that using their system will let you avoid bankruptcy.
4. Require substantial monthly service fees.
5. Demand payment of a percentage of savings.
6. Tell you to stop making payments to or communicating with your creditors.
7. Require you to make monthly payments to them, rather than with your creditor.
8. Claim that creditors never sue consumers for non-payment of unsecured debt.
9. Promise that using their system will have no negative impact on your credit report.
10. Claim that they can remove accurate negative information from your credit report.
This is so sad more than half of this list this company claims to offer, I wish I would have seen this before I signed up with them as I am sure the rest of you do as well. I am constanly e-mailing the BBB regarding issues I have had with this company, funny thing is guys from the FCCC keep calling me and leaving messages saying we have a response for you regarding your BBB complaint. They must think I am that stupid to actually call them back so they can go report the the BBB that we discussed the issue over the phone and it was settled. To everyone that have had these calles please dont return them, I am now making sure that if they want to get a hold of me that it will be thru the numerous agencies I have contacted that way everything will be documented.
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