I looked at the APR section of my statement and noticed it was 24.99% I always pay the account in full every month and have never in the 6 years I have had this card been late. I thought this seemed a bit high and am certain I would never have applied for a card with this high of an interest rate, so I look at the terms and legal disclosures. They state that if 2 payments are ever late, they will charge the 24.99 apr. I check my account at least twice a month online, and always make my payments before the due date.
I remember once about two years ago, they sent me a statement which was mailed and postmarked only two days before the due date.
It appears that this company will stoop to any level to get that extra interest rate.
I just closed my account, and have decided to spend the 5-$800 a month I spend at Target with other companies.
I'm tired of being gouged for everything by these big corporations. RIP OFF is really an asset to all of us.
Thanks.
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