We too were taken advantage by Ocwens suposed financial advisors. Our mortgage was sold by Delta Funding - We recevied no formal letter from them, no payment confirmations - Nothing! They also supposedly had paid our taxes and no-one informed us of this - We were never informed of a new mortage amount to include our supposed back taxes. So of course when we sent in our payments we were unaware that there was a new amount so they of course were not credited the proper way and they imposed late charges etc.
After making several calls regarding our taxes - we were finally told to make double mortgage payments to catch up. We were told we could get nothing in writing. That all arangements had to be kept on an oral status only and that nothing could be guaranteed in writing. They never applied the payments at the time that I did a check by phone. They refused to send me papers on where my payments were being applied
- After constantly getting calls saying we were late. They told us that if we paid so much by a certain time that we could keep our house, but who is to say that those checks would not have mysteriously taken three weeks to post and therefore not posting on the agreed time - so low and behold another forclosure notice would most likely have followed. Well we did end up losing our house but luckly a relative was able to buy it from us. We had to get out from under them and that was the only way.
We still ended up loosing thousands of dollars and were also under so much stress that we could barly keep going on.
Something has to be done about this company. Luckly I found this site before my house went into foreclosure so I was able to play their little game and hear what they had done to everyone else and not let them take all of my money.
We definetly are filing a class action lawsuit - We found a lawyer in Illinois who has started one with a similiar situation and of course the same company. - We need as many people as possible - Please file your own consumer complaints so we can fight these jerks and hopefully stop them from hurting and stressing out any more people - we work hard for our homes and hard times shouldn't force us into forclosure just because someone else wants to get rich off of us.
Doug
Las Vegas, Nevada
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