EMC Ripoff Fraud
I took out a Home Equity loan with one company who in turn sold it to another within months, then this second company (Company B) sold it to EMC Mortgage Corporation without notifying us of the transaction. ALL of this was done within a few months. My payments are due on the 1st day of each month.
I received a statement from Company A and sent the payment in to reach them by June 1. The check cleared the bank.in a letter dated June 6 from EMC Mortgage, we were notified that they had bought my loan.
Then I start getting phone calls stating I did not make my June 1 payment. I faxed (and mailed) them copies of my bank statement showing the money had been taken out of my account, along with the fron and back of checks. I even included copies of front and back of the July 1 payment (they were saying I had not made those payments).
Finally got a fella by the name of Chris who stated not to worry they would straighten it out and I would not receive any more phone calls—THAT WAS FIVE (5) MONTHS AGO! I continue to receive harrassing phone calls and every statement states I am behind two payments, even though I have the proof every payment was made and cleared my bank. Then, we didn't receive a state for Jan. 1 payment, so I called and they said just put it in the mail (this was my first late payment in the entire 5 years I have had a Home Equity Loan). I put the payment in the mail with the account number on the bottom of the check.
Well yesterday I received two calls from EMC Mortgage saying I was two payments behind. Today I received a phone call saying I had not mailed the January payment and still owed for December. I informed her the Dec. Payment had already cleared the bank and that they should hire some competent folks to do their accounting. The woman informed me she was making a note of what I had told her. Don't know why, when she had stated she was recording the conversation.
These folks (EMC Corporation) has 71 complaints against them with the Attorney General's office in Texas as of my conversation with that state office today at around 1P.M. Emc mortgage corporation is a rip-off if ever there was one and someone. Hello out there. Needs to take them out of business.
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