Payed a one-time fee of $79.95 for this card only to find out it's not a credit card at all, it's a scam. You can only purchase items on thier website at usashoppingclub.com and you must pay for everything in advance, you can't even charge it to the card, so the $80 Account payment voucher they send you is of no use because there is no account to charge to. The items are way overpriced and they're not name brand items like they say, it's all junk. When I called 1-800-262-4192 and asked Christine what kind of scam they were trying to pull, she acted dumb like she didn't know what I was talking about and tried to tell me that there is items on the site that you can charge to the card. I can't believe these reps accept minimum wage to lie to good, honest, hard-working people that have fell on hard times. Where are their morals? I had no luck getting them to refund my money for a card I've never used and never will use because it's a scam to draft $80 out of your bank account.
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