I recently filed an online application for a First Premier unsecured credit card.
However, the information I provided was used for a different, and unauthorized purpose. And my checking account was debited for $159.95.
I phoned the number on the check. Yes, there is a photostat copy of a paper check in my on-line account summary; I would be happy to supply this evidence upon request. The call was answered by EDebitPay, LLC and I was told I was charged because I applied for an Acclaim pre-paid debit card. I had no recollectioin of this.
I have a checking account that comes with a debit card. I have no need to apply for, or pay for a pre-paid debit card. So I contacted my bank immediately to dipute the $159.95 debit. The very cooperative manager of my home branch of Hudson United Bank has done some investigation of his own, asked me to fill out a forgery complaint form.
Thanks to a follow-up email I now know both the credit card application and the Acclaim Debit card are somehow associated because there is a seperate link for each in the same email.
I contacted my local office of the FBI and filed a report. And while trying to call EDP again today and was only able to get a busy signal.
This is a fraudulent practice, and I wonder how many times they have gotten away with it.
Michael
Cornwall on Hudson, New York
U.S.A.
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