I was contacted in August on many occassions by a representative of Oxford Financial Alliance. Finally, I decided to listen to what they had to say because I was going to apply for a Credit Card. I was told that I was already pre-approved and that my limit would be $2000 with 0% intrest for the first year and no APR. It started to sound good so I continued to listen, I was then informed that you could with draw up to $500 out in cash advance. At this point I was like okay then the representative told me that I would have to pay $249 first. I said I didn't have any money at the time and was told I could post date a check electroniclly. I was then transferred to the authorization department and was given a number to call if I wanted to cancel. Two days later I called to cancel and received an answer machine. I never was able to get through. Finally, my money was taken out of my account and I never received a Credit Card. I finally called the bank and put a note on my account so no electronic checks can be processed unless my bank contacts me directly. I also called all 3 Credit Bureau's and submitted fraud reports. I am worried that they may try to get money out of my account again or get another account in my name. I suggest anyone else that has been a victim of Oxford Financial do the same thing. They have to be exposed.
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