I am a single, disabled 42 year old woman. I have been disabled from a brain malformation since January. It is impossible for me to work and have lost my health insurance.
I have so many medical debts in collection it isn't funny. I have talked to numerous third party debt collection agencies. Most have been very understanding. That is, until I recieved a call onmy answering machine from a man named "Jim".
He gave a number for me to call back, a reference number, and then told me the call was about a lawsuit being filed against me and he needed to talk to me about it, his voice dropping to almost a whisper.
Needless to say, I was scared out of my mind. All I could think of was "this is all I need now, along with everything else going on" I have lost practically everything I own. I have had to go to missions for food and clothing. I have endured countless humiliations and embarassments.
I did'nt call Jim back all week. I waited until the following Saturday. That is when I found out "Jim" was a debt collector, not a attorney or even a law office. Then I found the letter I had recieved from United Collection Bureau that was generated the exact same day that Jim left me that terrible message, and had the same reference number on it. I have the voice message on tape now.
I called the Attorney office I was directed to also and was informed by the manager that my accounts are not in thier office and have not been since June of when it was decided by the attorney that they were not going to file against me. They sent my accounts back to UCB in June. A UCB supervisor tried to convince me that was not correct. I told her to call thier attorney and get the right information.
The fact is, the debt collector had no right to leave personal information on a machine. They cannot imply that they are calling from a legal office. They cannot say they are filing a lawsuit against you. They cannot harrass, abuse or threaten you. I am filing my own suit against UCB inc. People need to know that this company has over 180 complaints against them (posted on the Ohio Attorney General website)
Tracy
akron, Ohio
U.S.A.
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