George Brown Associates, INC. Charlotte, NC - RIPOFF!!!
Sends out 2 threatening letters in one day, both of which is post marked the same day. One telling you didn't respond to 1 letter and the other letter telling you that they will file a suit against your boat, house and cars.
The law states that bill collectors can't send threatening emails like that. I am filing a complaint with the FTC as well as seeking an attorney in which to seek a class action law suit. If anyone else experienced the same problems, File complaints with the FTC as well as here and ripoff report.com
According to the Fair Debt Collection Practices Act:
1. The debt collector must give a notice that the consumer has thirty days to dispute the debt before it is assumed to be valid. This collection agency doesn't do that, instead it step over one and goes to step two by telling you that you have 5 days to tell them if you own a home, boat or car!
2. The debt collect cannot make threats to contact a banking institution. This is not covered by the Fair Debt Collection Practices Act under the 3rd party ruling. This debt collector sends out letters informing you that they intend on verifing whether of not you have a home, car and etc. Again, Harassment!
3. The FDCP act doesnt cover sending threats to verify my employment through my employer. This collections debt collector states in letters that they intend on contacting your employer!!!
Debt collectors may not harass or abuse any person. Specifically, Annoy, abuse or harass persons by repeatedly calling their telephone number, which this debt collector certainly done. Thank god for caller ID!
Now then, Since all of these things which are suppose to be protected by the Federal Trade Commission aren't being done. If you have had the same similar problem with, George Brown Associates, INC. Charlotte, NC - You should file a complaint immediately with the Federal Trade Commission and your states attorney generals office!
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