I had a debt that was bought by leading egde, well i got a phone call on a monday from a lady named fallen, she was rude and said i needed to pay 2700. Dollars for a debt.
I said ok, who is the debt with and she told, i knew i owed money and i didn't know it was nearly that much so i was a little shocked, but i said i would pay.
I mean it is my debt, i would have paid it sooner but i didn't have any money, anyways, she was rude and said i had to pay 400.By that wed, well i explained to her that i did not have that kind of money but i would happy to send what i could afford. She said they would take any ampount but if it was not what they were demanding they would still sue.
She said no and yelled at me, said she will take me to court, etc. Well i got scared and wes going to borrow they money to pay from my parents. I asked her if i coud call her back to let her know and she said ok.
My mom said she wouldn't loan me the money until we got a statment saying i owed this, well she called fallen, and that rude, lady gave her all my information, not that i cared it was my mom, but still that is against the law.
Well, they said they would loan me the money, so tuesday i called her back and she was rude and yelling at me, she was calling my parents house and their cell phones (how she got their #'s is still a mystery) (after hours), yelling at my family demanding they pay, being down right rude.
Well, i called her wed to let her know i had the money and we would western union it and she said no she needed a credit card number or check, well we said no that we didn't feel comfortable doing that.
She said no, either over the phone or i would be sued. I told her that i am trying to work with them, i just don't have that kind of money. She said she didn't care, she wanted that money. She got ruder and ruder.
I was starting to get mad, there was no need for all that, so i told her she didn't need to be rude and to stop calling my family, their house and cells, i didn't even live there. She said she don't care it is not her problem.
Then she said that i have no rights and i have no customer service, then she said to stop playing games and pay the money, i needed to be a grwon up and start learnign how to pay my bills.
That was it i got mad, and yelled their is no need for all that, i am trying my best, i just needed some time. Then she said she would garnish my husbands wages, well we went back and forth, and after i couldn't take the harrassing, yelling and being rude i basically told her were to go.
I got worried she may be able to garnish or maybe even take our car or his truck so i called a lawyer and come to find it is against the law in north carolina to garnish someones wages (i mean only for child support and irs purposes) (THATS IT THOUGH) and because my debt was made by me before i got married they can't touch or take anything with his name on it. So i was happy to hear this.
Then about a week later a nice lady by the name of mrs. Lynch called and said she would be palcing a judgement against me because of refusing to pay and not coraporate. I told her the truth and what really happend and i said i had it all on tape. She said she didn't know all this and would take care of it and she was sorry i was treated like that, and she is working with me.
Mrs. Lynch is a very nice lady, she is understandable, and is trying to help me. I have no problem with mrs. Lynch only the department fallen works with
Fyi: even if you owe money no one deserves to be treated that way.
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