Hi, recently I have received a credit card from First Savings Credit Card with $103 dollars already charged to the card. When I asked the customer service rep to explain the charges she had mentioned that points will be deducted from my credit rating if I were to cancel this card. No waivery of fees within 30/60/90 days - Nothing!
For further investigation and upon request the rep gave me their bogus website www.firstsavingscc.com to validate their existence. Anyway I have been using several search engines and had called 888-469-0291 (number on the back of the card) several times and still has no luck in cancelling, recovering my money and/or restore my rating. Not once in the Terms Disclosure Statement did the company desclose their physical address for complaints/inquiries.
Does anybody know if this company really exist?
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