Recently I attempted to receive my free credit report via freecreditreport.com. I have used their service before, however apparently they have changed it in a way which will delay your 30 day trial period long enough to aquire your MONEY.
Here is how the scam works or at least how it occurred in my situation:
1. You enter all your information on their website and think you will be receiving your free credit report immediately, HOWEVER what you get instead is a message stating that because some of your information wasn't consistent with their records, they had to mail you a PIN code to enter to access your account. (It's been over a month. Still haven't received it)
2. You do have the option to call and receive a pin code, so after sitting on hold for over 30 minutes, they tell you no problem we emailed you the pin code. HERE you receive another delay, which requires you to re-contact them and be told that their email server is approximately 5 hours behind. The next problems occur with your username and password combination
3. Once you actually recieve your PIN code, which took me three days, your username and password mysteriously no longer works, at which point you must re-contact and be put on hold for an extensive period of time. Only be told of their generated email problems again.
Eventually, if you are persistent, you are able to actually retrieve your credit report and cancel before the 30 days expires, however most people do not have the time to stay on the phone long enough to retrieve the necessary information which you will NEVER receive in under 30 days by mail!!..
Consumers beware!
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