I applied online for a First Premier Credit Card. I received a letter in the mail a couple of weeks later stating that they could not verify all my information and in order to be considered I would need to Contact them. After taking a closed look at all the fees and charges I decided that I did not want the card and never contacted them.
However, about a week ago I received a card in the mail. The card was already activated and had already been reported to the credit bureaus. I then thought that maybe I should just keep the card. But after visiting the website I found out that there is a charge for everything such as a $3.95 fee to have access to the website, and a $7.00 charge to pay online. Plus annual fees, activation fees etc totaling close to $185.00 and I have never made a purchase.
This is a total rip-off. The bank sent me a card that I never activated or had a chance to change my mind and decline and reported to the credit bureau before I ever received the card. Please be aware to never use First Premier Bank!
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