I believe that i have spoken with these people once or twice and both times they were informed of my situtation and that the matter was taken care with the original lender. I was made aware about 2 years ago that these scum bag collectors, and i'm being nice, had been calling people that i had not spoken to in years, current friends and their family, etc. They are trying to contact me regarding student loans as well. I had taken care of the situation with original lender of the loan, at least i thought i had. Calls made by some one by the name of "nikki", who i am told is a female, states to some people that she is an old friend of mine, and co-worker of mine, that we ran a business together a couple of years ago. These are all lies. First, i've never had a friend named "nikki", i've never worked with anyone by that name, and i've never owned or operated my own business by self let alone with someone else. These collectors have gone as far as telling people that i work for them or that i have currently filled out an application for a loan and that i have uses the person social security number to obtain this loan and that they should call me about that. And they even tell the person that they should check on their credit, that i may have done this with something else.
The phone numbers that they call from come up on my caller id and they come up in many different ways. They come up as out of area, 800#s will pop up and now this new one... Reynoldsbur, oh. They do not leave any messages either. The calls are even coming into my home at 8 am. From what i remeber, this is a total violation of the federal collection laws. I use to be a collector and this was always brought up due to the calls made to people were usually outside of our calling area and in other states. The way these collectors, nikki in particular, makes me sick. As a collector i would never had spoken to or treated a person like that. These people have to remember that they are speaking to and dealing with another person. I don't think they would appreciate someone talking to them like that or one of their friends or loved ones. Maybe they should think about that, actually the managers that oversee them should really be looked at and talked to as well. They can and sometimes are held responsible for the actions of the collectors when things get bad... Maybe these cheese heads should be thinking about that... Seems like there are quite a few people that are getting upset and it only takes one person sometimes to make thing happen.
I would have contacted this company a while ago, if they didn't act like totaly jerks to the people they had contacted and commit false and misleading representations. I had to struggle with the original lender due to they never ever seemed to get any of the forms that i would fill out and they never seemed to get the faxes i would send to them; sometimes 4 times in one day; or they would not get them via mail. Those collectors didn't seem to know what the other was doing however, the experience that i had with them was not like the ones for gc services.
I hope someone can stop this company from harassing not only the people that owe money to someone, but also to the references or contact that people may have been put at the time of loan. Not everyone in the country have great paying jobs to be able to afford everything they need and pay their debts. It makes it hard when people who are struggling to make ends meet and take care of their families have to be harassed on almost a daily basis by individuals that work for companies like this. Good luck to everyone and hope something can be done to stop these jerks. This seems to be a corrupt company to me and they need to be stopped.
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