This is what I was faced with on Tuesday morning (04/12/05 @10:18 am)..
Caller: Is this Jessica %?
I said: Yes
Caller: Do you have a lawyer?
I said: What?
Caller: Do you have a lawyer?
I said: No
Caller: Well you better get one!
I was totally caught off guard. They didn't acknowledge who they were, or what it was in regards to. I finally through questions and persistence found out that JBC was calling about a bounced check from 1999. As far as I knew the check was taken care of, because the bank account was closed and paid off. The woman on the phone was rude, and mean. I tried to explain to her it was taken care of, but she kept arguing that it wasn't, finally out of frustration, I said I thought the statue of limitations was only 18 months for a bounced check? She flipped, and screamed at me, she said Why are you so concerned with the statue of limitations for? Do you go around town writing bad checks? I was said no then she said Well you owe $2025.00 and you better get a good lawyer! And with that she hangs up on me. I was floored what just happened?
A few things struck me a wrongnot identifying themselves, she threatened me and she accused me and called me a bad check writer. Needless to say, after do some searching I found this site and read all of the complaints about this companyand that put my mind at ease. So to speakLOL I called a local attorney to see how I can go after them and they said they need 20 people of more to file complaints to get a class action suit. So in the mean time I sent a certified letter, return receipt letter and 2 first class letters to verify the debt. I used the form letter from the previous post, which is really good letter! I in turn called the credit report people and they too are investigating this. JBC needs to be taken down!!!
Good luck to all those effected by these JBC Legal losersLOL
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