First Union bank bought out the money store from which I received my loan then wachovia and first union merged. All loans from the money store where given to Homeq to collect on. When I signed all the paperwork on this loan I was not given a deed of trust to sign or a paper saying that they could up my interest rate. Six months after I got the loan I requested copys of my papers for my files with my signature on them because the ones I got did not have my signiture on them. When I received them I seen the deed of trust and the paper showing that they could up my interest rate every six months. I had not signed either paper and never saw it at closing. Someone had forged my signiture on these two papers and notirized them.
First of all what fool would have signed a paper allowing them to up there interest rate every six months not me. I contacted a lawyer and he filed a suit against them for forgery. The judge threw it out of court and said I had to pay the court cost. I had become so depressed over this I was on three different meds and was not clear headed at that time. I lost my job over this because I was not able to work because of the depression.
Their lawyer told me if I sign this paper reaferming the loan that I would not have to pay the court cost and would not go to jail because I did not have the funds to pay it and if I diden't pay the court cost I would be in contemp of court and go to jail. I was not thinking straight and I was scared of going to jail so I signed the paper.
Now they're trying to take my home which is a double wide that was not part of the loan just the land I have a clear title on this home in my name. My lawyer said he would appeal but I would have to come up with 2000 dollars. I couldn't come ups with 300 let alone 2000.
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