Well, we originally had been under a forbearance plan with HUD. Then OCWEN took over when the 3 year period was up. We thought that we would have to pay our reg mtg payment more per month. For a few years all was ok, and our payments went to the New Jersey office. It posted fine.
Then A year ago we were told to send our payments to the California payment center. We did this every month. We filled out a new request for financial information in Late January and sent it to them in Orlando.
Today Feb 19 we got our monthly mtg bill. The payment was doubled! We called and a lady named Mariah spoke to my husband. She said that OCWEN had no record of our payment from. Get this... January... Now this is over one year ago. Mariah told my husband that she wanted us to get our bank statements for the entire past year and send it to them!!!
Not one month, you understand but for a 12 month period. I told my husband that that was stupid. If they have record of our payment for Dec 1 and for Feb 1 then why on earth would she be requesting our statements (Cancelled checks) for a 12 month period.!!! We do not get our checks back from the bank every month and we have to ask our bank to get it from the microfilm. Three checks are free and the rest we will have to pay for.
I think something stinks in Denmark... Are you aware that large corporations are under scrutiny since the ENRON Debacle??? OCWEN seems to have some incompetent accounting if not shady. You know what I think? I think that they are appraising property values and by screwing around with peoples accounts then foreclosing they can make some really big profits when they resell the properties at higher market values.
There was a scam with HUD I think, a few years back that involved exactly this. Obviously from the posts that I have read, my problem is not an isolated incident with OCWEN. Since OCWEN is a bank, they have a higher accountability.
Banks are held accountable, more so than mere mortgage companies.
If the feds really take a look at OCWEN, perhaps something will be done.
Jamie
New Port Richey, Florida
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