I also received a call from VIP Card Services telling me I was approved for a 10,000 limit credit card and that it is for people to build back there credit. They told me there is a 99.95 processing fee that would be taken out of my checking account.
Well the fee was taken out, but not once but TWICE! I have called them several times regarding it and everytime I get someone they say the supervisor is taking care of it and she will give me a call back, well needless to say I have been calling them and even getting a voicemail or getting told that same thing over and over.
The money was deducted on 03/04/05 and I called them when I got a couple returned checks because I have just enough for bills and I had after the 99.95 and my bills about 20.00 left, well since they took it out twice my bills bounced and now I am eating overdraft charges like crazy. I am up to 320.00 in overdraft charges because I am a single mom living paycheck to paycheck and I don't have the money to put in to make up for it.
I have called and called and told them this and said I need the money back in there, well today is 03/24 and I am yet to see the money or even my card. This has got me in a big bind and now when I get paid this week I will be paying off overdraft charges and cant pay my rent.
Something needs done to them cause this is rediculous. I had a few bills I needed to catch up from when I was out sick and missed some days at work and I was going to use the card to catch them up, well they are still past due, since I am yet to see the card. This is completely and totally rediculous!!
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