I do not know what to do. The company called VIP Card Services took my checking account number and my routing number and said for a one-time fee of $99.00 they would give me a credit card with a $10,000 credit limit with 0% finance charges but a $4.95 per month service fee.
They gave me the phone number to call if I wanted to cancel and it is only ever an answering machine and they do not call you back if you leave a message! They say this card is for one to rebuild their credit! What a rip-off! They need stopped. All I know is they are in South Dakota; I failed to get any further info.
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