My sister, unfortunately, got involved with Primerica and scheduled a "training meeting" for myself and my husband last week. She came with the girl who is training her. The girl gave my husband and I the song and dance about middle America, and how the rich get richer and the poor just get poorer.
Anyway, after her scripted speach ended, she wanted to do the analysis for my husband and I. I thought nothing of it because I thought this was purely for training purposes for my sister. Well, they are now coming back tonight because we have been preapproved!
I told my sister that we are not committing to anything right now, but, of course they are still coming tonight to discuss the "great news".
We have already refinanced our home. We have been living here for almost five years, and have 22 years left on our mortgage with an interest rate of 5.5%. We took an equity loan out two years ago as well. So, I cannot forsee anything better than this. I know they want to consolidate our credit cards with our mortgage. But, why would I want the possibility of losing my house just because I cannot pay the my credit cards???
After reading so many horrible things about Primerica, I am scared that I even allowed them to "check us out".
My question is how can I intelligently tell both my sister and this other girl NO that we are not interested? I thought I was being a good sister by allowing the training, but, now I feel like a fool!!!
I greatly appreciate any help someone could give me.
Thanks!!!
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