I'm experiencing issues with equally Money One Lender and TSYS, JDM Total Debt Management. I submitted a problem using the FTC, however it appears they don't do any inspections to solve issues. Our charge card visited selections on 2/21/03 to TSYS, a 3rd party collection company. Capital you have twice charged me for purchase fees (which there have been no dealings for nearly three years produced by me with this consideration), late charges, fund costs on a single add up to the melody of one more $1600.
I settled the TSYS debt of $3100.in complete to TSYS with respect to Money One in November through monthly obligations within the span of nearly 24 months. Neither organization may show me their professional connection particular to my consideration, after many demands. The funds delivered to TSYS were somehow delivered to Capital One, because they cashed my inspections. I've delivered about 10 - 12 characters to equally Money One and TSYS. Capital One won't reply the concerns written down, leading me on the wild goose chase and TSYS hasn't responded to any characters and it has delivered one deceptive and deceptive notice stating the very first time they approached me was 5/03 and charged one more $790. In the initial notice of 2/21/03. I questioned it and required the notice they stated they sent me fourteen days preceding, that was never delivered, and after 3 demands, I quit, for they never, actually responded, cheating the very first contact was in May rather than Feb.
I informed Equifax and Transunion the data. From Capital One, stating I'd excessively overdue payments, which I still had a stability together is wrong. It was delivered to them in 1/05. The reaction from Transunion is the fact that they'll examine to determine if what I delivered to them is appropriate. Equifax hasn't responded.
Characters were mailed licensed to equally Money One and TSYS seeking their professional connection regarding my consideration and also to TSYS seeking an itemization of the funds I delivered to them-and the things they settled to Capital One, per recommendation of the FTC.
Capital One responded and stated they'd not gotten cost from TSYS, although my bank statements show that Money One cashed the inspections delivered to TSYS. They never replied towards the issue regarding the professional organization/connection/connection with TSYS. TSYS never replied towards the notice delivered to them-and obtained by them on 1/24/05. Based on the TSYS site, that will be very substantial, they're a 3rd party collection company for Capital One Lender.
have you got any recommendations regarding how I might best continue? I can't afford a lawyer. I sent the data. To www.bigclassaction.com however they never responded. I don't experience I owe all of the extra costs from Capital One bank and my stability ought to be zero. Any suggestions with this?
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